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Law reported closing in on EFI principals

July 20, 2008

By KAREN VELIE and DANIEL BLACKBURN

Local and federal law enforcement agencies are investigating Estate Financial Inc. (EFI) and a criminal case is said to be “moving forward” even as a battalion of interested parties scrap over control of the failing hard money lender in federal bankruptcy court.

Federal Secret Service agents, who had commenced a parallel probe into the Paso Robles’ company’s practices, apparently have decided to halt their examination of alleged fraudulent management of EFI. The Secret Services’ interest in the case stemmed from the agency’s charge to protect U.S. financial institutions.

“This case is being worked diligently by the Paso Robles Police Department, the FBI office in Santa Maria, and the San Luis Obispo District Attorney’s Office,” Secret Service agent Mike Parker wrote in an e-mail July 17 to an investor and builder he previously had interviewed. “It is my understanding the case is moving forward and any involvement on my part would only slow the progress.”

And in federal bankruptcy court, Judge Robin Riblet ruled EFI’s leaders’ proposed trustees were tainted and ordered new trustees brought in to manage EFI. In the interim, Freddie Reiss will oversee EFI and David Gould will oversee the mortgage fund.

Early last month, creditors forced EFI into involuntary Chapter 11 bankruptcy proceedings. About a week later, EFI owners Karen Guth and Joshua Yaguda voluntarily placed EFI mortgage fund into Chapter 11.

On July 16, U.S. Trustee Marjorie Erickson filed a motion to object to Reiss and Gould, Guth’s choice of trustees.

More than 3,000 investors have placed more than $300 million into EFI construction projects, creating a financial gold mine for future trustees. With much at stake, emotions ran high at the July 18 hearing. Gould and Reiss presented their experience and qualifications, but Judge Riblet determined prior contact with Guth had “poisoned” the pair.

Even before Guth announced in June to hundreds of investors at the Madonna Inn that she was “in for the long haul,” she had huddled with liquidating specialists Gould and Reiss at the suggestion of Lewis Landau, her attorney.

Judge Riblet noted Department of Real Estate allegations of fraud and mismanagement as a compelling reason to prohibit those “tainted” by Guth from having authority over EFI.

Judge Riblet also refused to permit a stay to allow San Luis Obispo County Superior Court Judge Barry T. LaBarbera appointed attorney Hanno Powell to finish his evaluation of EFI’s mortgage fund.

Investigations have provided information that Guth wrote checks for insurance payments, merchandise, and employees’ salaries for her Pasolivo Olive company from EFI accounts.


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By: Anonymous on 7/22/08

What we do now is SLOW DOWN.

Yes, Karen and Josh have been locked out of their office.

That's what we all wanted. Right!!

We are now in an arena few of us are familiar with, the U.S. legal system.

We are waiting for the appointment of our new trustee and managers.

This should happen this week.

Then we will know who we are going to be dealing with.

This new trustee will be quailfied and not connected with Karen and Josh in any way, however they will know nothing about EFI.

Do not expect any useful information for at least six weeks. They will need time to get a handle on the situation.

There will be committees appointed and lawyers hired and it will all take time.

We also have to be aware that in this market not much is selling so they will first have to deal with properties that have offers, or are in escrow. This blog isnt long enough to go through the steps that will need to be taken over the next year.

On the side lines there is a criminal investigation in process.

Slow down, this will take a lot of time.

In my Humble opinion what we each need to do right now is look at our financial situation with out our EFI funds and figure how we can adjust our life style with out that income.

We will not see much in the way of returns for a year of two if ever.

None of us have much to say about what is happening now.

The judge will over see everthing. It will be costly and time consuming.

Please start looking further into the future and hope we are given access to info as things move forward. For now

let the system do its job and start praying.

Dont worry we will be informed of the progress but it will be in the court's time not ours.

Take the stress off your self, there is nothing you can do right now but be patient.

By: Anonymous on 7/22/08

Note, Hard Money Loaner found shot dead in Arizona. Scott Coles was found shot dead had connections to SLO. Suicide or ?

By: Anonymous on 7/22/08

Are you speculating about Linda Kennedy? Or do you positively know 'she took the money?' Is it possible it was the builders who were paid too much money in her case or did she sell the real estate and/or refinance and run? (Or a mixture of both?)

By: Anonymous on 7/22/08

Karen Velie said on Congalton's show today that Linda Kennedy has disappeared to parts unknown (or possibly to Costa Rica) with $100 million of investor money. I can't imagine that there isn't some government agency that is tracking her down.

Before another set of crooks take off with EFI investors' hundreds or millions, how about the FBI, Secret Service or SOMEONE WITH AUTHORITY take away Karen and Josh's passports? Now that they have mortgaged the ranch and the office building and God only knows what other properties, what's to keep them here? Someone help us before they skip too. What agency could do this? Can the federal bankrupcy judge or does it have to be the DA or FBI or who?

By: Anonymous on 7/22/08

Old habits die hard… I stopped calling E.F. after the first of July… got tired of them telling me lies…

I think that the present situation (doors locked… phones no longer being answered) is part of the process at this point in time…

Besides… what do you really expect anyone at E.F. to tell you…?

This is going to take some time… probably quite a bit of time…

I hope that I (we) get some $$$ back… but then… it may only be a (small) portion of our original "investment"…

By: Anonymous on 7/22/08

A hand written sign on EFI front door at 12:45 pm…


"No entry until further notice

guard on premises"


…couldn't see inside due to tinted glass. No guard outside.


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By: Anonymous on 7/22/08

There is no answer at the office this morning either. Does anyone know if they are there. Why is theie a secrurity guard. Can someone nearby check this out?

By: Anonymous on 7/22/08

The answering machine picked up at their office yesterday. I tried to call them in the afternoon several times and not during lunch and got the maching every time.

By: Anonymous on 7/21/08

I Hear says:


Investors close to the 9th Street Paso Robles EFI building, I hear there is a security guard outside the building. Check it out Paso investors

By: Anonymous on 7/21/08

To Ed: Thank you for putting things in perspective. People are who they are and even though we all try to be benevolent and caring, we are still a very selfish, self-serving species. It is refreshing to have someone do some guiding rather than beating down of others. I pray for all those in this debacle and hope that justice is served.

By: Anonymous on 7/21/08

Ed


Well said.

By: Anonymous on 7/21/08

Looking for direction,


It is entertaining reading the various comments from all of you who have diverted you attention away from the EFI fiasco and instead decided that it is easier to attack one another. It is easier to attack one another at a feeding frenzy rather than to keep one's attention on the problem at hand. Could that possibly be because we are really not in this predicament as a unified force but in it to selfishly get as much out of it as we individually can with no regard to the others who share this same plight? Because Karen and Joshua appear to be too far from our grasp we instead attack within and lash out at our fellow investors simply because they are a more convient target?

Let us all refocus. We all are facing a financial crisis and we can only resolve it in a calm and orderly fashion. Let us not attack the judiciary process but embrace it. Sure it will take some time to get this mess straightened out but consider where we would be if you and I did not have a clearly outlined procedure to follow. We fought too long and hard to establish these protections now let us give them a chance to work for us and, hopefully, in our favor. Remember, that 10 and 12 percent interest looked pretty good going in, now let's test our collective mettle and prove that we accepted the risk we took going in and collectively are willing to accept the results coming out.


Finally, since most of us are relying on resources like the UndercoverSLO.com for the most recent information can anyone "in the know" let the rest of us know what we can expect and where we go from here now that the July 18th court hearing has concluded?


Thanks,

ED (proof read and corrected)


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By: Anonymous on 7/21/08

Looking for direction,


It is entertaining reading the various comments from all of you who have diverted you attention away from the EFI fiasco and instead decided that it to attack one another. It is easier to attack one another at a feeding frenzy rather than to keep one's attention on the problem at hand. Could that possibly be because we are really not in this predicament as a unified force but in it to selfishly get as much out of it as we individually can with no regard to the others who share this same plight? Because Karen and Joshua appear to be too far from our grasp we attack within and lash out at our fellow investors simply because they are a more convient target?

Let us all refocus. We all are facing a financial crisis and we can only resolve it in a calm and orderly fashion. Let us not attack the judiciary process but embrace it. Sure it will take some time to get this mess straightened out but consider where we would be if you and I did not have a clearly outlined procedure to follow. We fought too long and hard to establish these protections now let us give them a chance to work for us and, hopefully, in our favor. Remember, that 10 and 12 percent interest looked pretty good going in, now let's test our collective mettle and prove that we accepted the risk we took going in and collectively are willing to accept the results coming out.


Finally, since most of us are relying on resources like the UndercoverSLO.com for the most recent information can anyone "in the know" let the rest of us know where we go from here not that the July 18th

has concluded?


Thanks,

ED

By: Anonymous on 7/21/08

I'm Going to miss Predident George W. Bush

By: Anonymous on 7/21/08

A "Better cut of Meat" who appears to also be "Your humble servant"…..after reading what you write, I cringe inside…

1. you are not funny

2. you are not insightful

3.your writings demean this website


I know this has been and will continue to be a long and stressful undertaking, but, please-get a grip!

By: Anonymous on 7/21/08

Stop the bickering and get on the topic! What's with the egos? Every is not going to be right to everyone. Sure, I'd like to see more useful information blogged but that will start to reveal itself after the trustee is placed. Please SIT ON YOUR HANDS and don't blog if you are about to insult, humiliate, or waste space. Get a grip and get on the subject!

By: Anonymous on 7/21/08

It seems that any further re-reading of the article on your part would seem pointless.


There are multiple investigations. There are multiple bankruptcy filings. There are multiple judges making multiple rulings. There are multiple independent financial analysts tasked to look over EFi & the fund's records.


It's not going to get sorted out in any one article, and not anytime soon.

By: Anonymous on 7/20/08

To Lorraine (Better cut of Meat)


Get over yourself. This is not a venue for pathetic ramblings. Since you haven't contributed anything of value to this site, please, keep your long-winded tirades to yourself.


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By: Anonymous on 7/20/08

To "About Done" and "Anonymous @ 6:10PM"


If people like yourselves, who aren't able to lighten up at times, and consider a "lighter side" to this horrific catastrophe, than perhaps you shouldn't be on this blog, anyway! What is wrong with you? All you do is toss the bitter ball back and forth, up and down, sideways, than argue, taint, ridicule, humiliate, poison, than once again, beat one another down continually. The perfect description of what is mostly viewed at times is nauseating. Half the time when I get on this site to see if there is anything worth reading, it is limited. I always feel what Karen Velie and Daniel Blackburn write, is so crucial in aiding us as a whole, for the investors. But at times, when I see what others are writing to one another, it is just plain and simple disgusting and oh so hurtful, to the eye of the other beholder. Do either of you know what is really happening behind the scenes? Well, do you? There is so much yapping and lip service going on between a lot the bloggers, and it has continually gotten worse.


May I ask what you have done with your contribution, in making this case scenario any better, or justifiable? Have you done your homework? I am speaking to the two of you, by the way. Did either one of you spend hours upon hours (without getting sleep for 48-60 plus hours or more at a time), to evaluate any/all of your loan documents, perform your own forensic accounting, while making numerous pertinent phone inquiries, writing letters of impact, scanning/faxing, and revealing relevant documentation, and sending out hundreds of emails upon no end, of inquiry or to inform, to assist this cause?


Well, did you?


Did you contact any of the government entities i.e. DRE, DOC, SEC, FBI, DA, IRS, FTB, and show them your extensive research outlines, findings, and as much relevant information you could, to make a valid contribution to a civil or criminal investigation? Well, I doubt that either of you have…or I can only imagine how much you haven't done, in aid of other investors who have also become victims, and are unable to help themselves, the way I have reached out to help these poor souls.


I have contacted the government entities with relevant information. I have extended my hand out to other senior EFI investors and other investors outside of EFI, namely Hurst and RPL, who don't have the ability, in the slightest, as to what to do, to help them get counted and get ahead, and so forth. So please, don't judge others for posting something to bring some smiles to so many sorrowful faces. Laughter is the best medicine, especially when we are in this pathetic journey, for the long haul. In the pathway of my life, these are the hard-core facts: I lost my savings, and will most likely lose my home. My significant other passed away 2 1/2 years, am disabled, and presently single; yet, I still have been able to keep my sense of humor through this terrible catastrophic event. I feel it is worth far more to have a clean-hearted sense of humor, than some of the silly nonsense (at times), which has, and still is being posted on the blog. If you don't like what was written, so be it, but others do! And I would like to point out, you have the prerogative of ignoring it. That is what I do, when I read what you blog, most often. You are entitled to your opinion, but please be kind when putting innocent victims in their place.


By the way, it is insulting to call anyone an "idiot", and also speculate that my "stupid creative writing" is not effective. I think you and I, and I am referring to you, "About Done", need to step outside, and finish this somewhere else!


And that, my blogging friends, is my two cents back atcha!


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By: Anonymous on 7/20/08

In defense of the latest article;


The Secret Service is waiting for information from the yet to be appointed BC Trustee. Once the Trustee is installed, the SS and other agencies will have easy access to files.


Judge Riblet denied Karen’s handpicked proposed Trustee because of potential conflict. The judge’s decision was didn’t lack of capability or honesty about their characters. We must appreciate her listening to the wishes of Creditor and Investors at the hearing. Her action proves that she is listening to the actual victims of this fiasco.


Hanno was appointed by a State Judge which for all practical purposes was stopped once Karen filed Chapter 11 on the Mortgage Fund, despite her reassurance that she is init for the long haul.

In no way the judge implied that Hanno was not doing a good job. It is a matter of law.


Guth wrote check from the Mortgage Fund or EFI account to pay for personal and other business expenses such as the Ranch payroll, Insurance on her businesses etc. It is clearly “EMBEZZLEMENT”.


Until all allegations proven the article can only bring our attentions to the issues in questions.


Remember, five months ago, many were in denial while defending Karen that she is the best person to manage the assets. If it wasn’t for this blog and the action of some of the creditors, many would be still waiting for the ship to arrive.


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By: Anonymous on 7/20/08

I keep reading this article over and over again, and it doesn't seem to make any sense. First, it starts off talking about the Secret Service, but they are no longer investigating anything. Huh? Then it says an investigation is "moving along." Then it talks about the rulings of the judge in Santa Barbara, who refused to accept the trustee proposed by the debtor. Big surpirse? But the thing I don't understand is, the judge "refused" to order a stay, and that stops the attorney Powell from completing his work. You would have thought it would be the other way around. So, does that mean Powell is back on the job, or not? Then it says Guth wrote checks on EFI accounts. What does that mean? Would that necessarily be illegal or embezzlement? It certainly sounds like it. But how could we know?


On the whole, the article is full of suggestions, but not much substance. What do you think?


By: Anonymous on 7/20/08

Judge Riblet is a no nonsense judge. We are lucky that we got her for the BK judge. Could we have a show of respect here?

By: Anonymous on 7/20/08

To ABOUT DONE:


I'm with you. This blog which started as as being very informative, has turned into a rag sheet. So I'm out too.

By: Anonymous on 7/20/08

Paso Guy


Clearly no one should have an opinion other than yours. It's totally out of line to question the activities of EFI without a charge being filed or a final verdict of a jury or judge. If thats your attitude you would probably just as soon see the business run as is. The principles of EFI have had months within to provide evidence as to the proper handling of buisness affairs. They have refused however to accomidate even the simple requests of the investors. Perhaps you could follow them to thier future appearances and open doors for them perhaps take your handkerchief and wipe thier chairs clean before they sit. You apparently have not been harmed and may be one of thier special friends that got priority treatment. If you got out healthy good luck in the inquiries about to come.

By: Anonymous on 7/20/08

I'm about done with this blog since it is now filled with a bunch of children practicing their stupid creative writing and "attempts" at humor. You idiots are wasting my time.

By: Anonymous on 7/20/08

A Post Script Comment:


Regarding Judge "Madame" Riblet…..


……..oh come on now!!!……why didn't they appoint Judge New York, Judge Filet Mignon , or even Judge Porterhouse to the bench, for this EFI fiasco??????…….we had to get stuck with Riblet????!!!


…….OMG….even Judge Prime Rib would have been a better butcher's cut !!!!


….well, I guess we should all feel blessed that she is a "she"!!!!


…but "Madame" didn't even permit a stay to allow Hanno Powell to finish the evaluation of EFI's mortgage fund…well, that is absurd…!!!! …..and there goes that EFI money down the drain……maybe if Hanno had been a "Hannah"….than maybe "Madame" would have begged her "pardon"……but as a whole, this is awesome news that we have prevailed in the sense that "Loosey-Goosey-Guthie" and her partners in crime..are history, and on their way to the BIG PEN…..(and I don't mean "Paper Mate" either…..).


well …another one bites the dust……………………..


asta la "Ve(lie)"……sta!


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By: Anonymous on 7/20/08

The secret service may have backed out because there is little that can be done. The BK Court stopped Hanno Powell cold. Unfortuantely, it looks like it will be some serious time before this is ever unravelled. A local prosecution by a D.A. with no white collar crime experience is not likely to accomplish much. Where is the "good" news in this story?

By: Anonymous on 7/20/08

to insider


Really, I don't know why you care what I think. Glad the FBI and SS are proported to be looking into this, but it floors me that you, the insider, sit back, and gleefully applaud the demise of two people, even before any criminal charges are made and proven. Is your life so empy and shallow that this blog gives purpose to your petty and pathetic existence? Obviously, the answer is yes.

By: Anonymous on 7/20/08

To His Royal Highness,

"Our King"….Ron Cooper:


Yo Master!!!…..Here's to you Ronnie Baby!!!


….Oops!!!!….I beg your pardon!…I meant to say "Master"!!!


….You…..Mr. Cooper, I salute you!


This is an enormous "blogger toast" to you, kind sir!!!!…and, may I add, only with the highest regard!!!!


This is to say thank you!!..from the bottom of all EFI investor's empty savings passbooks, bank CD's, and broken hearts!! You have consistently gone out of your way in your outreach, on an ongoing basis. You stepped up to the plate, went to bat, and now have hit a grand slam! Most of us have been sitting in the bleachers, speculating the EFI rocky road of defeat, with the hopeful anticipation of cheering you on, with your awesome home run!!!! With your strong beliefs, you continually kept up your fight, and with such perseverance!


You are "Our King"…….our beloved!


When justice prevails, I can't wait to solicit interested investors/borrowers, who want to hop aboard our chartered "Magic Bus" (there will most likely be several). There will be a "Magical Mystery Tour" field trip. We will be caravanning to "The Big House"!!! Don't you think it would be fun to visit Madame Guth and her Entourage (Joshie, the doughnut king, et al)?????….I will be happy to supply snacks…what kind of candy do you think Girley-Guth and her fellow inmates would like to share for "food for thought"????……."Good and Plenty"???, "PayDay" ????, "Butterfingers"???????


….. I guess we will have "plenty" of time to coordinate that snack list, (at the next meeting), before we take that painstaking ride to visit Ms. Guth, et al~~~~


oh…..BTW!!!…..do you think when hosting the next meeting, you could hold it in the South County?????….(that North County grade is just too far to drive)……… ;>{…….


Well, stay tuned – Ronnie Baby!


Thanks again, Master!!!


…..here's hoping you know which servant I am! :0)


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By: Anonymous on 7/20/08

Seems to me it's a Good Thing that the olive company and ranch were paid out of EFI funds. I would think that link would give the wronged investors an longer lever to pry into that asset as well.

By: Anonymous on 7/20/08

Ron Coooper.


It is very admirable what you are doing to help all of these Investors. I mean, all of the time you are putting into this endevor. Not to mention using, what I am sure adds up to enormous amounts of YOUR OWN MONEY.


The emotional and financial costs to your family must be, well I don't know, EXHAUSTING, for some members of your family maybe even DEVASTATING!


You must be very proud of the fact that you are not only acting in your best interests but also knowing that you want to try to make sure every decision you make is in the best interests of these Investors. These People that are trying to find out where their money is, trying to recover as much of whatever they invested as possible. This seems like an awesome burden, especially when not to long ago you probably did not even know most of, or for that matter maybe any of these Investors.


I am sure that you can probably imagine the devastation created in one's life when they have invested there entire savings, into an investment only to find out that the group of people they invested with did not hold up their end of the agreement, and then even refused to return your investment money, AS WAS AGREED TO BY A CERTAIN DATE WITH INTEREST IF THE PROJECT WAS NOT COMPLETED BY THAT DATE. Furthermore, can you imagine how traumatic it would be if the Investor was then threatened with restraining orders and legal action just for trying to contact the people that had his money in an attempt to try get his money back. Being told never to contact them again except by email and then all email requests were ignored, NOT EVEN ACKNOWLEDGED IN ANY WAY WHAT SO EVER.


Well Ron, again I just wanted to say how great it is that you are doing all of this for these people. You must feel great every morning when you look in the mirror and know that you are someone that always strives to do the right thing, Right?


I just have one more question Ron, DO YOU KNOW WHEN I AM GOING TO GET MY MONEY BACK? It's really important Ron, I really need it.


Thanks Ron.


July 19th, 2008 at 11:38 PM

By: Anonymous on 7/20/08

To Jim


Karen took our money too when she had no permit from the DOC. She took in September 2007 – the same month the fund stopped paying interest.

By: Anonymous on 7/20/08

Who will look into the assets? Karen and her LLC's and personal properties, Josh and his family and their personal properties,gas stations,automobiles, boats, planes,jewelry, office buildings, apartment buildings, banks and title companies who may have some responsibility in any fraudulent activities? Surely any property that was bought with embezzled funds or misappropriated investor money needs to be identified and sold and then distributed to those who paid for it all – us. And any entity that assisted her with any fraudulent activity should have insurance, right? Will the court appointed trustee be entrusted with this too? Does anyone know?


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By: Anonymous on 7/20/08

I have been contacted by both the F.B.I. and the District Attorney of S.L.O. with regard to my "investment" at Estate Financial… as well as spoken with the Department of Real Estate…

They told me that E.F. was not licensed to sell securities at the time they took $$$ from me…

In response to an email that I sent out to 100 investors… 45 replied to me… all but one with the same concerns: "we trusted them… we invested our $$$… and now the $$$ appears to be gone"…

When I invest mine ($400K) it was with the understanding that it would be returned to me prior to my moving out of state on 12/31/07…

When I questioned E.F. about my moving out of state… they said "we have ways of getting around that"… I told them that it would not be an issue… just as long as they returned my $$$ before I moved…

I did my research on this company before investing my savings… but obviously (now) not well enough…

By: Anonymous on 7/20/08

to Paso Guy


I'm looking for the "BIG SMOKING GUN", not a bunch of micky mouse violations like circulars and such…show me the theft and fraud..hard evidence of. I have no use for K or J, but accusations without proof of wrongdoing is a wasted effort. So, if anyone has the goods on these two, bring it to this forum and be specific


What do you think now. Has thier been a compaintant? Are they investigating. Do you think there may be a smoking gun? Or are you still on the fence on this one? Now the plea bargaining begins.

By: Anonymous on 7/20/08

Thanks Karen and Dan –


for reporting what the Tribune and local television is afraid to report and New Times doesn't seem to be interested in. Without your reporting we investors would have NO information. Let us pray that Judge Riblet and Trustee Erickson will appoint an experienced person who is not afraid to communicate with the people that he or she will be representing, someone who will keep in mind that we investors have already been through the financial wringer with Karen and son. Let us hope that the new appointee will do his or her best to recover whatever is left of our investments and who will keep expenses reasonable. Whatever the costs, however, I am certain that whoever is appointed will be far less costly than Karen has been over the years. Let us hope that the new appointee will have the good sense to change the locks on the office doors and give Karen and Josh the boot as the first order of business. The only information the appointee needs from Karen is where the coffee pot is. Association with Karen and Josh would poison any recommendations that made regarding the disposition of any of our properties. The fact that Karen's appointees Mr. Gould and Mr. Reiss did not show her and Josh and their employees and “consultants” the door as soon as they walked in is what led to their demise. They should have known better. Hadn’t they read any of the investigative reports by the DRE and DOC? Didn’t they know the FBI, Paso Robles police department, DA’s office, State Attorneys Office, to name a few, have active investigations? Hadn’t they listened to the concerns of the investors? Did they think that Karen who had put her entire portfolio into default was the best person to be making recommendations to them? Didn’t they question the number of Karen’s LLCs that she had funded with our money? Add to all this Karen and Josh's letter of solicitation to send our votes for their appointments as consultants to the Court and Mr. Gould and Mr. Reiss and you could see where these handpicked attorneys were headed. Thank God the Judge wasn’t fooled. I guess that Mel's letter begging us to keep him on the payroll and asking us to support the hiring of Karen and Josh as consultants didn't do so well. They felt that they had to make a personal appeal. Bad move, Karen and Josh. Another bad one was paying farm expenses from investor money – isn’t that called "embezzlement"? I think you better hold on to your olive rakes, it’s going to get bumpy.

By: Anonymous on 7/20/08

You certainly can't fly below the radar with $300 million. The Secret Service and the FBI? I would be shaking in my shoes.


No one said justice was efficient, but you can only run for so long.


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